Does the at-fault driver’s insurance cover the injured motorists in New Jersey?

New Jersey is a no-fault insurance state. That means your automobile insurance company pays your medical bills and a portion of your lost wages, no matter who was at fault in the accident. Your permanent losses such as your pain and suffering and financial losses would be a claim filed against the at-fault driver and the at-fault driver’s insurance company.

After an automobile accident involving injuries, you must apply for something called “personal injury protection” (PIP) medical and economic benefits through your insurance company. If you don’t own a car and live with a relative who has a car, your relative’s auto insurance carrier will be responsible for your medical bills. Your relative’s insurance rates should not go up as a result of your (PIP) claim, but we recognize it may sometimes be hard to explain that to your relative. Still, it is necessary to report the accident to that insurance carrier and apply for PIP benefits. PIP benefits are affected by several factors including whether the accident involved a bus, truck, taxi, motorcycle or limousine.

For more than 30 years, the skilled car accident attorneys at Davis, Saperstein & Salomon, P.C., have focused their legal talents on assisting people seriously injured through the carelessness of others. Our experienced New Jersey automobile accident lawyers understand how crashes occur and how to help people recover. Our law firm, based in New Jersey, is highly regarded throughout New Jersey for the quality of the counsel and legal representation that our personal injury attorneys provide.

Call our auto accident lawyers today at (800) LAW-2000 or use our online form to receive a free initial consultation. Translators for all languages are available.

Home and Hospital Consultations Available—No Fee if No Recovery.